More security in retail business
In retail business, security comes first. Companies that sell products and services to private individuals need rapid and pertinent information on their customer's credit standing. The KSV1870 PersonalProfile and RiskIndicator provides this transparency at a glance!
Knowing your retail customer's credit standing
- allows for customised payment terms,
- secures deliveries on open account and
- opens new business fields for your company.
Credit standing at a glance
The KSV1870 RiskIndicator is an expert model that visualises the risk of payment irregularities using an indicator – just like the KSV1870 Rating does for business information.
This value will take into account your individual requirements for risk weighting as necessary Integrating your risk approaches into the model gives you an individual score, allowing a pinpoint assessment of the respective situation.
Select from the following options:
You would like to know more about your business partner's economic background? Business PersonalProfile lists current and former positions defined under commercial law and provides information on financial interest held, the person's place of residence, bank details and lots more.
- Personal data
- Addresses
- KSV1870 RiskIndicator
- Payment method (only with research)
- Evaluation (only with research)
- Business responsibilities
- Previous business responsibilities
- Interest held
- Insolvency data
- Bank details
- Land register
You need an efficient tool to reduce your uncollectable accounts receivable? Consumer PersonalProfile comprises master data, essential information regarding payment history and a KSV1870 assessment.
- Personal data
- Addresses
- KSV1870 RiskIndicator
- Debt recoveries
- Negative information from third parties
- Insolvency data
- Viability index
- Land register
This service informs the lending industry about the current credit standing of existing or potential customers from ConsumerCreditInformation and the warning list. Note: Warning list only for banks, CCI only for banks and leasing companies.
- Personal data
- Addresses
- KSV1870 RiskIndicator
- Credit data
- CCI score
- Warning list
How to obtain a credit report on your retail customers:
As a member of KSV1870, you receive access to the My KSV Member Portal. Queried reports on individuals are stored in your personal My KSV archive for 30 days.
As a member, you benefit from many additional advantages.
We will be happy to advise you if you have specific requirements.
Call us on T: 050 1870-8800 or email us at ksv.telesales@ksv.at.
Many data sources – one result
Information from various KSV1870 datapools feeds into the report on individuals.
- Available for 7.5 million private individuals in Austria
- Takes into account 435,000 internal and external payment issues
- Some 10,500 personal insolvencies initiated or rejected per year
- Some 5,100 corporate insolvencies initiated or rejected per year
- 1.04 million individuals holding corporate positions governed by commercial law
Financial: For banks and leasing companies only, this information service also accesses data in the ConsumerCreditInformation (CCI). Additional details contained in the warning list are displayed for banks. This exclusive advantage considerably improves the informative value on credit!
- Comprehensive database
- Available online instantly
- Credit standing at a glance