The organisation

The structure of the group and its organisational units at a glance.


The KSV1870 Group

Kreditschutzverband von 1870 is the group's parent company. It holds a 100% stake
in KSV1870 Holding AG. The two subsidiaries KSV1870 Information GmbH and KSV1870 Forderungsmanagement GmbH are fully owned (100%) by the holding company.


Facts & Figures

  • 25,000 members
  • 16,900 online customers with 23,500 users
  • Head office in Vienna, 6 regional offices in Austria's federal provinces
  • 370 employees
  • A revenue of EUR 41 million

Kreditschutzverband von 1870

Austria's leading association for the protection of creditors

Kreditschutzverband serves as the cornerstone of the overall organisation and is both commercially and politically independent. In effectively representing business entrepreneurs, it advocates the interests of over 29,000 voluntary members. On the strength of its privileged role in insolvency proceedings, it negotiates the best possible dividends for creditors.

Facts & Figures

  • 3,000 corporate insolvencies a year
  • 8,000 personal insolvencies per annum
  • Approx. 150,000 accounts receivable under permanent supervision

President's Office

Dr. Roland Wernik, MBA
Managing Director of Salzburg Wohnbau GmbH





Dr. Reinhold Süßenbacher
Supervisory board of Umdasch AG

Dr. Josef Mayböck
Managing Director of  VACE Consulting GmbH


Members of the Executive Board

  • Wolfgang Bell
    Prokurist at Miele GmbH
  • Dipl.-Ing.in Cornelia Diesenreiter, MDes LLB. Oec,
    Managing Director of Unverschwendet GmbH, Wien

  • FH-Prof. Priv.-Doz. Dr. Dominik Engel
    Member of the Management Board of Salzburger Siedlungswerk Gemeinnützige Wohnbaugenossenschaft reg.Gen.m.b.H.

  • Dietmar Geigl
    Member of the Management Board of Wilfried Heinzel AG
  • Elisabeth Gürtler Mauthner
    Managing Director of Hotel Sacher Eduard Sacher GmbH
  • Dr. Valerie Hackl
    Managing Director of Austro Control GmbH
  • Christian Harder
    Management Board of STRABAG SE
  • Dr. Harald Hauke
    Management Board of Altstoff Recycling AG, Wien
  • Dr. Sophie Karmasin
    Managing Director of KARMASIN RESEARCH & IDEMTITY GmbH
  • Manfred List
    Managing Director of FM Holding GmbH
  • DI Oliver Schmerold
    Director, ÖAMTC, Wien
  • Rudolf Payer
    Managing Director of Simacek Facility Management Group GmbH
  • Dr. Jörg Schneider
    Managing Director of Schneider Betriebsverwaltung GmbH
  • DI Peter Umundum
    Management Board of Österreichische Post AG
  • Wolfgang Wahlmüller
    Member of the Executive Board of "Österreichisches Siedlungswerk" Gemeinnützige Wohnungsaktiengesellschaft
  • Sonja Wallner
    Management Board of A1 Telekom Austria AG
  • Ricardo-José Vybiral, MBA
    Chief Executive Officer
  • Hannes Frech
    Chief Financial Officer

Ernst & Young Wirtschaftsprüfungsgesellschaft m.b.H.

Contract term: 1 year

Dr. Harald HAUKE
Rudolf PAYER

Term of office: 3 years

KSV1870 Holding AG

Central steering body

The holding company manages equity interest investments and controls all organisational units. It provides services in support of the association and group subsidiaries, which allows them to focus entirely on customers in their day-to-day operations. 

Management Board

  • Ricardo-José Vybiral, MBA
    Chief Executive Officer
  • Hannes Frech
    Chief Financial Officer

KSV1870 Forderungsmanagement GmbH

A 360-degree-view of outstanding receivables
The name KSV1870 carries considerable weight. From invoice to reminder – KSV1870 ensures systematic collection of outstanding receivables. Its team identifies the best course of action needed to reduce accounts receivable and strengthen customer liquidity and assets.


  • Walter Koch


Facts & Figures (2017)

  • 150,000 debt recoveries
  • Total volume: EUR 125 million

KSV1870 Information GmbH

Get the edge using credit reports
KSV1870 has Austria's single most important business database, which contains data on 640,000 companies and 7.5 million people. Credit reports give our customers a tool to keep default risk under control (of both companies and consumers). Innovative services, such as analytics, help to reach out to new customer groups.



  • Gerhard Wagner


Facts & Figures (2017)

  • 5.4 million access reports issued (Business & Consumer)
  • 88% of the information revenue generated through eBusiness solutions